Oregon financial records privacy law
ORS 192.583-192.607
Financial · Government records
Bars Oregon financial institutions from handing customer financial records to state or local agencies, and bars agencies from requesting them, except through listed channels such as customer authorization, subpoena or summons, search warrant, or abuse investigations.
- Where
- Oregon
- Citation
- ORS 192.583 to 192.607
- Status
- In force
- Enforced by
- Private civil action by customers (ORS 192.606)
- People can sue
- Yes
- Penalties
- A customer with an ascertainable loss may recover the greater of actual damages or $1,000 for a willful violation, or actual damages for a negligent one, plus attorney fees; 2-year limitations period (ORS 192.606).
- Applies to
- Financial institutions and trust companies (ORS 706.008) holding customer records, and state and local agencies seeking them (ORS 192.583, 192.586)
Practices it requires
- Do not provide customer financial records to a state or local agency except under the statute's exceptions (customer authorization, subpoena or summons procedures, search warrant, abuse investigations, and listed statutes).ORS 192.586(1)
- An institution may on its own initiative report suspected violations of law to appropriate agencies.ORS 192.586(2)(a)
Sources
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: Effective date not fetched (formerly ORS 192.555 et seq., renumbered 2011).
Research reference, not legal advice.