Employer use of credit history restricted
ORS 659A.320
Employees · Credit reporting
Bars most employers from obtaining or using consumer credit report information to make hiring, firing, promotion, pay or other employment decisions, unless an exception applies.
- Where
- Oregon
- Citation
- ORS 659A.320
- Status
- In force
- Enforced by
- Oregon Bureau of Labor and Industries; civil action under ORS 659A.885
- People can sue
- Yes
- Penalties
- BOLI complaint or civil action for injunctive and equitable relief, back pay and attorney fees (ORS 659A.320(3); 659A.885).
- Applies to
- Employers, as to applicants and employees; exempts federally insured banks and credit unions, employers required by law to use credit history, certain public safety officers, and substantially job-related uses disclosed in writing (ORS 659A.320(2))
What a privacy notice must say
- Where credit history is used because it is substantially job-related, disclose the reasons to the applicant or employee in writing.ORS 659A.320(2)(d)
Practices it requires
- Do not obtain or use credit history for employment purposes or take adverse action based on it, unless exempt.ORS 659A.320(1)
Sources
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: Original effective date (2010 c.102) not fetched.
Research reference, not legal advice.