Genetic information in insurance
ORS 746.135
Genetic · Health
Requires specific written authorization before asking an insurance applicant to take a genetic test, bars using genetic information in health coverage decisions, and bars using a blood relative's genetic information for any insurance decision.
- Where
- Oregon
- Citation
- ORS 746.135
- Status
- In force
- Enforced by
- Director of the Department of Consumer and Business Services
- People can sue
- No
- Penalties
- Administrative enforcement under the Insurance Code; genetic information misuse may also be actionable under ORS 192.541.
- Applies to
- Insurers and others asking applicants for genetic tests or using genetic information in insurance
Practices it requires
- Disclose and obtain specific authorization on the DCBS form before asking an applicant to take a genetic test.ORS 746.135(1)
- Do not use genetic information to deny, limit, cancel, rate or otherwise affect hospital or medical expense policies, or use favorable genetic information to induce purchases.ORS 746.135(2)-(3)
- Do not use a blood relative's genetic information to affect any insurance policy.ORS 746.135(4)
Sources
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: Effective date not fetched (1995 c.680).
Research reference, not legal advice.