Insurance Privacy of Nonpublic Personal Financial and Health Information
Florida Insurance Privacy Law
Financial · Health
Directs Florida insurance regulators to adopt privacy rules for consumers' nonpublic personal financial and health information, modeled on and no stricter than the NAIC privacy model regulation and GLBA Title V. Health insurers and HMOs complying with the HIPAA privacy rules are deemed compliant.
- Where
- Florida
- Citation
- Fla. Stat. 626.9651
- Status
- In force
- Last amended
- 2018-03-30
- Enforced by
- Florida Department of Financial Services; Financial Services Commission; Office of Insurance Regulation
- People can sue
- No
- Penalties
- Enforced through the Insurance Code and implementing rules; no separate penalty in the section.
- Applies to
- Insurers and other persons regulated under the Florida Insurance Code that use consumers' nonpublic personal financial and health information
Other duties
- Regulated entities must follow department and commission rules governing use and disclosure of nonpublic personal financial and health information, based on the NAIC Privacy of Consumer Financial and Health Information Regulation and consistent with GLBA Title V.Fla. Stat. 626.9651
- Health insurers and HMOs complying, or actively working toward compliance, with the HIPAA privacy rules are treated as complying with this section.Fla. Stat. 626.9651
Sources
- Official text
- Fla. Stat. 626.9651 (2026 Florida Statutes, Online Sunshine)
- Laws of Florida ch. 2018-131 (effective on becoming law, approved March 30, 2018)
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: The implementing Florida Administrative Code rules (believed to be ch. 69O-128 and 69J-128) were not fetched.
Research reference, not legal advice.