Colorado Consumer Credit Reporting Act

Colorado's credit reporting law (recodified in 2017 from earlier law) limits when consumer reports may be furnished, restricts reporting of old or sensitive items, and gives consumers free disclosure, dispute, identity-theft block, and security freeze rights, including freezes for protected minors. Since 2023 agencies may not report adverse medical debt information (HB 23-1126), a provision set to repeal July 1, 2028.