Insurers' use of external consumer data, algorithms, and predictive models

SB 21-169 bars insurers from unfairly discriminating based on race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression, including through external consumer data, algorithms, and predictive models. The Commissioner adopts line-by-line rules requiring insurers to test and govern those models. SB 26-189 added authority for rules on notices and disclosures to consumers and deems compliant insurers compliant with the ADMT Act.