Consumer Report Security Freeze Law (including protected persons)

KY Security Freeze
active

Lets Kentucky consumers freeze their credit reports so they cannot be released to new creditors without the consumer's authorization, and sets deadlines for placing, lifting, and removing freezes. A 2017 addition lets parents, guardians, and other representatives freeze the record or report of a child under 16 or an incapacitated person.

Jurisdiction

Kentucky

Jurisdiction Type

state

Country

United States

Effective Date

7/12/2006

Enforcing Authority

Consumers via civil action; Attorney General retains other enforcement powers

Fines Under This Regulation

0

Total Fine Amount (USD)

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