Consumer Privacy in Mortgage Applications (mortgage trigger leads)

Regulates mortgage solicitations based on 'trigger leads' sold by credit bureaus after a consumer applies for a mortgage. Solicitors must disclose up front that they are not affiliated with the consumer's lender and that they bought the consumer's information from a credit bureau, must comply with FCRA prescreening rules, and may not use trigger leads to reach consumers who opted out of prescreened offers or are on do-not-call lists.